We also provide written market survey for :

• Life Insurance
• Critical Insurance
• Disability Insurance
• Long Term Care
• Health & Dental Plans
• Travel Insurance

For online insurance quotes

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1) YOU OWN THE POLICY: not your bank therefore you choose the beneficiary who will decide what to with the money whether to pay off the mortgage or use the money on other needs of the time.

2) FULLY PORTABLE: your coverage stays in force even if you change your mortgage lender or move - no need to re-apply and qualify based on new age, the insurance protection is separate from the lender.

3) COVERAGE EXTENDS BEYOND MORTGAGE PERIOD: your coverage doesn't have to end when your mortgage is paid off, you may convert term life insurance into a permanent wholw life plan without any medical or health questions.

4) MORE COVERAGE FOR OTHER NEEDS: you can purchase any amount of coverage and add or decrease coverage at anytime.

5) FULLY GUARANTEED PREMIUM & LEVEL COVERAGE: during the selected term your premium will not change and the coverage will never decrease.

6) OTHER OPTIONAL BENEFIT: with additional costs you may double your coverage upon accidental death or your monthly premium will be waived during disability.

7) PAY LESS FOR MORE: if you are a non-smoker and enjoy excellent health you may be eligible for preferred pricing, joint coverage (both spouse) pays comparatively less.

8) ALL APPROVAL UPFRONT: medical underwriting is done upfront therefore no hassle at claim time.

9) PERSONAL ADVISE: since the banks are in business of lending and we are in business of insurance, we will help you to find the right plan based on your needs, being an independent broker we work for you.